Nassau County Bankruptcy Attorney
Compassionate Guidance for Those Facing Financial Difficulties
Filing for bankruptcy can feel like a daunting prospect. However, there are times when it is the best decision for you and your family. Whether you are struggling with overwhelming credit card debt, facing foreclosure on your home, or struggling to keep up with your car payments, The Law Office of David C. Meltzer, PLLC can help you understand your options and choose the best course of action for your situation.
Our Nassau County bankruptcy lawyer has years of experience, and we have helped numerous people get back on their feet. We are determined to help you, too. When you work with us, you can be confident that you will be treated with the respect and compassion you deserve.
Meeting With a Bankruptcy Attorney
When you meet with our firm, you will have the chance to discuss your situation with an experienced attorney. We will work with you to determine whether filing for bankruptcy is the best option for you, as well as whether you qualify for any exemptions. If you do not qualify for bankruptcy, we can help you explore other options to resolve your debt.
Once you have determined the best course of action for you, we will help you prepare the necessary paperwork and guide you through the process. No matter what you are facing, our goal is to help you get back on your feet as quickly as possible.
Chapter 7 Bankruptcy
Chapter 7 bankruptcy is often referred to as straight bankruptcy or liquidation. It involves a court-appointed trustee selling off non-exempt assets and distributing the proceeds to creditors. It is most often used by individuals who have considerable amounts of unsecured debt, such as credit card debt.
Why Choose Our Firm?
When you turn to us for help, you can be confident that you will be working with a bankruptcy attorney who truly cares about your well-being. We are determined to help you find the resolution you need to move forward with your life.
Our firm is also committed to providing the highest level of service possible. When you work with us, you can be confident that we will answer your calls and emails promptly, and we will even meet you at our office if you cannot meet us at ours. We will take the time to get to know you and your situation, and we will provide you with the individualized attention you deserve.
Choose a Trusted Nassau County Bankruptcy Attorney
Filing for bankruptcy can be a confusing and stressful process. However, it doesn't have to be. When you turn to our firm, you can be confident that you will be working with a bankruptcy attorney who understands your situation and is determined to help you move forward with your life.
We are committed to helping you find the resolution you need. When you work with us, we will do everything we can to help you find the financial freedom you deserve.
What Kind Of Debt Is Dischargeable?Almost all debts are dischargeable. Student loans, most taxes, and Domestic Support Obligations cannot be discharged. As a general rule all other kinds of debts are dischargeable.
What Is A Discharge?A discharge is typically entered toward the end of a bankruptcy case and is an order signed by a Federal Judge. This order states that the person who filed bankruptcy no longer has any obligation to pay certain debts that were included in the bankruptcy.
What Is Bankruptcy?Bankruptcy is legal process in which a debtor seeks an order of relief from the bankruptcy court. In Layman’s’ terms when someone files bankruptcy, they are asking the court for legal protection from their creditors. This legal protection could be a discharge of debts they are unable to pay or it could be additional time to repay a secured debt. Debtors who pass the means test or do not have a regular source of income are eligible for a discharge under chapter 7 of the bankruptcy code. A discharge is a federal court order that prevents creditors from attempting to collect on a debt. Individuals and Corporations can both file chapter 7 bankruptcy, however only individual debtors can receive a discharge. The most significant issues that arise in chapter 7 bankruptcy cases are the loss of property and the possibility of the court denying your discharge. Very few debtors are denied a discharge by the bankruptcy court.
Very knowledgeable and to the point!! I would definitely recommend!- Ben C.
When I called he answered the phone quickly and was happy to get my husband and I in for an appointment to discuss our potential business questions and guide us in the right direction!- Taylar S.
I truly enjoyed his services and would highly recommend the Law Office of David C. Meltzer, PLLC.- Troy M.
He was responsive and responded to calls and emails promptly, in many cases answering the phone directly. He makes sure you have what you need and when you have court he makes sure you understand the process before, during and after.- Emperor K.
I can't say enough positive things about Meltzer Law office.- Shelly